Privacy Policy

1. Information We Collect

We collect several types of information:

Personal Information:

• Name, email address, and phone number (when provided)
• Payment information (processed securely through payment gateways)
• Profile picture (if you sign up via Google OAuth)
• Date of birth (for KYC verification, if applicable)
• Bank account details (for affiliate payouts, after KYC approval)

Usage Information:

• Course progress and completion data
• Pages visited and time spent on the platform
• Device information (browser type, operating system)
• IP address and location data
• Referral link clicks and conversions

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve our platform and services
• To process course purchases and manage your account
• To deliver course content and track your learning progress
• To calculate and process affiliate commissions and payouts
• To verify identity through KYC processes for affiliate payouts
• To send important updates, notifications, and marketing communications
• To respond to your inquiries and provide customer support
• To detect and prevent fraud, abuse, and security threats
• To comply with legal obligations and enforce our terms
• To analyze usage patterns and improve user experience

3. Data Security

We implement industry-standard security measures to protect your personal information:

• Encryption of data in transit using SSL/TLS protocols
• Secure storage of sensitive information
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms
• Payment information is processed through PCI-DSS compliant payment gateways
• We do not store your full credit card details on our servers

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

4. Cookies & Tracking Technologies

We use cookies and similar tracking technologies for:

• Authentication and session management
• Remembering your preferences and settings
• Tracking course progress and completion
• Tracking referral links and affiliate conversions
• Analyzing platform usage and performance
• Providing personalized content and recommendations

You can control cookies through your browser settings. However, disabling cookies may affect the functionality of certain features, such as staying logged in or tracking your course progress.

5. Data Sharing and Disclosure

We do not sell your personal data. We may share your information with:

• Service Providers: Payment processors, video hosting services, email service providers, and analytics tools (under strict data protection agreements)
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with prior notice)
• Protection of Rights: To protect our rights, property, or safety, or that of our users

All third-party service providers are contractually obligated to protect your information and use it only for the purposes we specify.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal and contractual obligations)
• Data Portability: Request transfer of your data to another service
• Opt-out: Unsubscribe from marketing communications at any time
• Account Deletion: Request deletion of your account and associated data

To exercise these rights, please contact us through our Contact page. We will respond to your request within a reasonable timeframe.

7. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Course purchase records are retained for accounting and legal purposes. When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it by law.

8. Children's Privacy

LearnWealthX is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately, and we will take steps to delete such information.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your country. We take appropriate safeguards to ensure your data is protected in accordance with this Privacy Policy.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of material changes by posting the updated policy on this page and updating the "Last updated" date. Continued use of the platform after changes become effective constitutes acceptance of the revised policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us through our Contact page or email us at info@learnwealthx.com.